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On a scale from "super" to "Jerry Lewis," how funny are people wearing white sheets and enormous grinning jack-o'-lantern heads

Agent: No way of enforcing honesty Both insurers acknowledged they will have to trust applicants to report their tobacco use truthfully

Depending on the carrier and the policy, the re-rating process may involve requesting a rate-class review on the existing policy or re-applying for new coverage at non-smoker rates the specific mechanism depends on the carriers policies and whether the original application was structured to facilitate future re-rating

Union of India and Anr., Special Leave Petition (C) Nos